Home › Reading an estimate

How to read a roofing estimate

An annotated sample estimate for an Omaha home, line by line, with the items roofers most often leave out.

Reviewed October 25, 2026 · Independent guide, not a roofing company · How we make money

Short answer: a good roofing estimate lists every layer of the roof separately, names the exact shingle product, says what happens if rotted decking is found, and includes the permit, cleanup and warranty. Below is an annotated sample showing what each line means and what's commonly left out.

Hiring a roofer?Check them first with our free 1 page checklist: Nebraska registration, insurance, estimates and your rights after a storm.

Get the free checklist

A sample estimate, annotated

This is an illustrative estimate for a typical 1 story Omaha home with a 28 square roof. The prices are realistic for the area but made up for this example. The total lands close to the median Omaha reroof permit value of about $11,000.

Sample estimate: full roof replacementIllustration only, not a real quote
#ItemQuantity or termsPrice
1Tear off existing roof (1 layer) and haul away28 squares$1,820
2Replace damaged roof decking, 7/16 OSBUp to 5 sheets included, then $85 per sheet$425
3Ice and water shield at eaves and valleys2 rows at eaves$690
4Synthetic underlayment, rest of roof26 squares$780
5Drip edge, eaves and rakes220 linear ft$560
6Starter strip shingles220 linear ft$330
7Architectural shingles: [Brand] [Product line], color [Name]28 squares (includes waste)$4,480
8Hip and ridge cap shingles60 linear ft$390
9Ridge vent40 linear ft$320
10Step and counter flashing at walls and chimneyReplace$450
11Pipe boots3$150
12City of Omaha reroof permitPulled by contractor$200
13Cleanup and magnetic nail sweepIncluded$0
Total$10,595
Warranty: manufacturer warranty on shingles, plus a 10 year workmanship warranty from the contractor. Payment: 10% deposit at signing, balance on completion. Start: within 3 weeks of signing, weather permitting.
Ridge cap and ridge vent Shingles Underlayment Roof decking Ice and water shield Gutter and drip edge Step flashing Pipe boot Valley
The main parts of a shingle roof. Most of what's on a roofing estimate maps to one of these parts. Simplified illustration, not to scale.

What each line means

  1. Tear off. Removing the old shingles down to the decking. Check how many layers are included; a second layer costs more.
  2. Decking. The boards under the shingles. Rotted decking is often only found after tear off, so the estimate should say how many sheets are included and the price per extra sheet. Often missing
  3. Ice and water shield. A sticky waterproof membrane at the eaves and valleys, where ice dams and heavy water flow cause leaks. Ask where it goes and how many rows.
  4. Underlayment. The layer between decking and shingles. Synthetic underlayment is common today.
  5. Drip edge. Metal along the roof edges that guides water into the gutter. Often missing
  6. Starter strip. The first row that seals the bottom edge of the roof against wind.
  7. Shingles. The estimate should name the brand, the product line and the color, not just "architectural shingles." The product line decides the warranty and, for impact resistant shingles, whether you qualify for an insurance discount. Often vague
  8. Hip and ridge cap. Special shingles for the peaks.
  9. Ventilation. Ridge vents or other vents let heat and moisture out of the attic. Poor ventilation can shorten a roof's life and void some warranties.
  10. Flashing. Metal at walls, chimneys and skylights. Ask whether it's replaced or reused. Often reused
  11. Pipe boots. Seals around plumbing vents, a very common leak spot.
  12. Permit. Reroofing generally needs a City of Omaha permit. The estimate should say who pulls it.
  13. Cleanup. Including a magnetic sweep for nails in the yard and driveway.

What's often missing

How to compare 2 estimates

  1. Line the estimates up item by item, using the 13 lines above as a checklist.
  2. Where one estimate is missing an item, ask that roofer whether it's included.
  3. Compare the shingle product lines, not just the brand.
  4. Compare warranties: manufacturer coverage and the roofer's own workmanship warranty.
  5. Check both roofers in the Nebraska Department of Labor contractor registration search.

Print this: take our before you sign checklist with you when you meet roofers.

Questions

What should a roofing estimate include?

At minimum: tear off and disposal, decking repair terms, underlayment, ice and water shield, drip edge, starter strip, the exact shingle brand and product line, ridge cap and ventilation, flashing, pipe boots, the permit, cleanup, the warranty and the payment schedule.

Why do roofing quotes in Omaha vary so much?

Usually because they quote different things: a different shingle line, reusing old flashing instead of replacing it, no allowance for rotted decking, or a shorter labor warranty. Put estimates side by side line by line before comparing totals.

Is a roofing estimate the same as a contract?

No. An estimate is a price proposal. A contract is what you sign. Make sure the contract repeats the same scope, materials and price, and includes the start date, payment schedule and warranty.

What is a square in roofing?

A roofing square is 100 square feet of roof. A 28 square roof is about 2,800 square feet of roof surface, which is larger than the home's floor area because of slope and overhangs.

Sources

Get the free roofer checklist